Case Study # 2: The 55 Year old client has a Net-Worth of $ 40.0 Million mostly comprised of Real Estate Holdings. He knows that he has to diversify his retirement income as he sells portions of real estate portfolio but he does not want to liquidate any properties to pay the insurance premiums. We set up a premium finance scenario and paid the bank back his entire cost of the loan in year 13. Also, the plan will provide tax favored retirement income starting in years 20 - 45. He also will provide death benefit protection for his family if he were to pass on earlier, as well as in the future. This benefit given to his family is passed on income tax free.